Lots of people don’t consider buying a home because they think they can’t afford it. However home ownership is well within reach since often home ownership can be as affordable as renting and in some cases even more affordable.
Vestpert Inc. is NY Corporation and is not a direct lender, auto financier or credit card issuer, nor are we insurance brokers. Vestpert Inc does not make loans or credit decisions in connection with loans, nor do we issue commitments or lock-in agreements. Vestpert Inc is not an agent of you, the consumer, or any participating bank, lender or loan broker (all of these hereinafter referred to as “lenders”). Vestpert services are administrative and consultive only. Consumers, Brokers and Lenders should rely on their own judgment in deciding which available loan product best suits their needs and financial means. Consumers are not charged a fee to use Vestpert Inc services and are under no obligation to use Vestpert Inc to commence the financing process and Vestpert does not guarantee that completing a loan quote request will result in your receiving a loan from a lender.
The loan quote request a consumer submits is NOT an application for credit. Rather, it is a request for a loan quotation.
If your inquiry is forwarded to a Lender that makes you an offer, within three business days from the date you submit an application to the Lender you should receive from the Lender a good faith estimate required under RESPA and an initial disclosure statement required under the Truth in Lending Act. If the Lender denies your request for credit, and that action is based, in whole or in part, on any information contained in a consumer credit report, you have the right to obtain, within sixty days, a free copy of your consumer credit report from the credit reporting agency which compiles and maintains files on consumers on a nationwide basis. You also have the right to dispute the accuracy or completeness of any information in a consumer credit report furnished by the consumer credit reporting agency by contacting that agency directly. An applicant, if married, may apply for a separate account.
Mortgage Loan Disclosure Statement:
There is no mortgage broker fee agreement between Vestpert and the client.
ALL INFORMATION ON THIS WEBSITE IS PURELY FOR INFORMATIONAL PURPOSES AND NOT A GUARANTY OF TERMS AND IS ALSO SUBJECT TO CHANGE. IT IS FURTHER NOT IN ANY WAY AN ADVERTISEMENT OR A SOLICITATION WE ALSO DO NOT ARRANGE FINANCING.